——— For Growing, Owner-Managed SMEs
Clear numbers.
Controlled cash.
Calmer finances.
Outline Finance helps growing SMEs improve their management reporting, cashflow visibility, and finance processes, without the cost of hiring a full-time senior finance team.
For owner-managed businesses where the basics are getting done, but the owner needs better information, better cash visibility, and fewer finance worries.
Management reporting · Cashflow forecasting · Finance operations
————— The Problem
When finance is being done, but still doesn’t feel under control.
Many growing businesses already have a bookkeeper and an accountant. The problem is that whilst the compliance is getting done, they are not getting the right information they need to drive their businesses.
Profitable, but cash is a problem
You are profitable on paper, but cash still feels harder to predict than it should, with receipts, payments, and pressure points managed too reactively.
Reports are insufficient
Management accounts arrive too late, without sufficient detail or explanation, or are otherwise ineffective at helping managers make good decisions.
Finance are reactive
Transaction processing, client debts and month-end regularly fall behind, whilst cash regularly throws up unexpected issues that require last-minute effort.
Nobody owns the finances
Your bookkeeper and accountant may both be doing their jobs by ensuring compliance, but nobody is turning the finance work into useful information, better cash visibility, and clearer decisions.
——— The Promise
Finance support built around clarity, control, and calm.
Clear numbers
Clear, timely management information that helps you see what is happening, what has changed and why, and what needs attention.
Controlled cash
Better visibility over cash coming in, cash going out, when pressure will appear, and what corrective action is required.
Calmer finances
A more consistent month-end routine, clearer responsibilities, stronger controls, and fewer finance headaches.
————— The offer
A clear first step before committing to ongoing support.
Finance Clarity Review & Diagnostic
A detailed review of your reporting, cashflow visibility, controls, and finance processes, giving you a clear view of what is working, what is fragile, and what to fix first.
Learn more →Finance Core
Ongoing support for businesses that need reliable management reporting, cashflow visibility, finance operations oversight, and practical process improvement.
Learn more →Finance Growth
For more complex or faster-moving SMEs that need deeper commercial insight, KPI support, scenario planning, and board-style finance input.
Learn more →If finance feels unclear, reactive, slow, or too dependent on workarounds, the Finance Clarity Review is the best place to begin.
————— Founder-led support
Peter Rek, FCCA
Founder, Outline Finance
Practical finance support from someone who has worked inside growing SMEs
I’m Pete, founder of Outline Finance and an FCCA chartered accountant.
I’ve worked inside growing SMEs where the finance basics were being done, but the owner still did not have the clarity they needed. The accounts might arrive late (or not at all!), cash might still feel hard to predict, and too much depended on people chasing things at the last minute.
I set up Outline Finance to help businesses turn that into a calmer monthly routine with clearer numbers, better cash visibility, and finance support that is actually useful to the people running the business.
“Peter transformed the way we approached management accounts — bringing clarity, insight and strategic thinking that had previously been missing. His ability to turn financial data into actionable intelligence gave us the confidence to make smarter decisions, identify opportunities and improve profitability in a way we hadn’t been able to before.
I would wholeheartedly recommend Peter to any business looking for a finance leader who truly makes a difference.”
——— Who it helps